Rich AF: The Winning Money Mindset that Will Change Your Life
by Vivian Tu

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Wall Street trader turned author Vivian Tu parses all the insider tips on how to get wealthy and stay that way in the brassy, empowering Rich AF: The Winning Money Mindset that Will Change Your Life.

Tu did not come from money, but by age 27--after a work colleague shared some money-growing knowledge with her--she had earned her first million dollars. Tu wants to return the favor by showing everyone how to mimic her success.

The problem most poor people face is a belief in a system by which employers will reward good, hard-working people with raises and promotions, which leads to financial abundance. Though that plan for becoming rich and successful may be outdated, it doesn't mean becoming rich is out of reach. Being proactive with money--and self-reliance in general--is essential. Tu stresses changing ways of thinking; knowing one's worth; and learning how to grow money, no matter the amount. In simple, easy-to-understand chapters, the author enlightens and informs without talking down to readers. She explains the pros and cons of using cash, as opposed to debit or credit cards; the integration of direct-deposited checks with a budget; and how to compete for dollars via multiple high-yield savings accounts. She does not budget-shame, but hard truths flow freely based upon her own shared experience. The author dispenses insightful gems like a boss. Exceptional highlights include discussions of REITs (real estate investment trusts) and navigating the IRS, which she explains using pizza metaphors. --Paul Dinh-McCrillis, freelance reviewer