Buy What You Love Without Going Broke
Transform Your Spending and Get More of What Money Can't Buy
by Jen Smith; Jill Sirianni
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Pub Date Jan 07 2025 | Archive Date Mar 04 2025
William Morrow | Harvest
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Description
A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice—from the hosts of the beloved Frugal Friends podcast.
There’s a lot of noise out there about how to spend (and not spend) your hard-earned money. But what if you made financial decisions based on what you value—instead of what others are telling you to value?
This is the empowering approach Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast, want you to take to improve your spending habits. They believe you can value anything (yes, anything!), whether that’s a daily latte, fancy dinners out, or vacations. But, despite what social media is saying, you don’t value everything.
The Frugal Friends’ wisdom comes from personal experience: Jen paid off $78,000 of debt in two years without a six-figure income, while Jill has a background in social work and downsized to an RV to pay off student loans. Together, their advice is both relatable and actionable.
In their debut book, they share a plan for sifting through what’s not important to find the things you truly love spending money on. You’ll learn how to
- Analyze your current spending and identify what you value
- Prioritize your values when you can’t afford everything
- Identify the root causes of your impulse spending
- Make your habit changes stick long-term
From credit card and student loan debt to the rising costs of childcare and homes; it has never been more important to get control of your spending. Jen and Jill show you how to do it in a way that’s healthy, not shameful, while exploring topics like overconsumption, self-worth, and the insidious history behind our consumption-obsessed culture.
If you want to reach your goals and feel good about your finances, Buy What You Love Without Going Broke offers a holistic approach to reshape the way you think about spending money.
Available Editions
EDITION | Other Format |
ISBN | 9780063371316 |
PRICE | $25.00 (USD) |
PAGES | 208 |
Available on NetGalley
Featured Reviews
Okay, I listen to Jen and Jill's podcast, so I've already been indoctrinated into their community. With that said, this book is so similar to their podcast, which is great for those who want to dive into their findings, but don't want to hear their voices. I absolutely love that Jen and Jill are very practical and understanding that depriving yourself and trying to follow the Financial Independence, Retire Early (FIRE) movement or listening to Dave Ramsey are not for everyone. They also acknowledge the hinderance that an individual's identity can play in achieving their financial goals, i.e you are a woman of color who gets paid less than a white woman, regardless of the field. This acknowledgement of the social factors that weigh us down, in addition to not wanting to deprive ourselves of starbucks coffee and avocado toast, is why I continue to listen to Jen and Jill. When I first graduated from college, I was ready to deprive myself in order to save, but as my post-grad life went on, I said, "Fuck that" because I want to enjoy my life, but that doesn't automatically mean I am depriving my future self of financial security. Similar to Tori Dunlap of the Financial Feminist, they (Jen and Jill) don't make you feel bad about wanting things and experiences, or provide cookie-cutter advice that doesn't take into account external (social roles) and internal (debilitating autoimmune disorder) factors that make your wealth journey different from the next Tom, Dick, or Harry. Honestly, this is a book for everyone because Jen and Jill are just like everyone else, they share how THEY paid down their debt, respectively, and are diversifying their wealth sources while continuing to work their respective jobs (Jill is a social worker and we all know social workers don't get paid a lot; I forgot what Jen said she does). Get this book, read this book, bookmark pages, highlight the hell of it, just add it to your knowledge collection (library) and you can thank yourself later.
I’ve read a lot of finance-related books and this one is breath of fresh air - the radical middle, as the authors refer to it. Most finance books tout extreme changes, whereas this book really takes into account humanity and what it means to be human in all its complexities. Before I read this advanced copy, I preordered it because I also listen to the authors podcast - I highly recommend that too - and finally felt at home within the financial aspect of my life. Though, as explained, the values-driven practice can be applied across all areas of life. I’m inspired and ready to embrace this wholeheartedly. The writing is good, the layout is good, the analogies and stories are all helpful in understanding concepts and practices and why the authors recommend this way of living life. Your money is your power!! So so good!!
What an incredibly helpful book and a novel approach to finance. If you complete the exercises, I really think you will make true progress in a way you have not before. It changes my mindset in a way I needed and helped me discover what really matters to me so I can prioritize and say no to what is not important. Very much recommend. .
'Buy What You Love Without Going Broke' gives fresh perspective to the concept of money saving. Typically, there's a lot of shame associated with the idea, but this book allows the saver to prioritize their values and needs. Stripping away the emotional connotation of good and bad behaviors, identifying why we spend money in the ways that we choose to really is crucial and I will definitely be utilizing the core concepts of this book with my own spending patterns.
This was the book I knew I needed to read. It cleared up a lot of misconceptions about why I'm 'bad' with saving money and extra 'good' at spending what I don't have! I enjoyed the dual points of view from each author. I immediately went to their Instagram and I'm a new fan! I have already told some friends that struggle with budgets and overspending about this gem of a book. Thanks to NetGalley for the ARC. I understand more about my behaviors and patterns surrounding money now.