The last place Delaney Smallwood ever expects to find herself is at the Illinois State Lottery office, holding a check with more zeros than she’s ever seen before. The last person cynical attorney Spencer DeWitt ever expects to be attracted to is a quixotic millionaire schoolteacher. The last thing either wants is a relationship. Can kisses hotter than a Midwest July thrust two such opposite people into a forever kind of love?

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Delaney believes life is an adventure, but when she receives a lottery ticket for a birthday she’s not having from a father she hasn’t heard from in eighteen years, not even her horoscope can predict the astonishing outcome.

While Delaney’s lively intelligence makes her a great teacher, she uses her sarcastic wit to avoid intimacy, suppressing her deeply passionate nature.

Spencer is responsible, decisive, and in control, but his world was destroyed when he couldn’t stop his wife’s downward spiral into alcohol, drugs, and depravity. When she died in the arms of her lover during a high-speed automobile accident, Spencer lost all faith in his ability to right the wrongs evident all around him. Renouncing his affluent lifestyle, he moves to a small town in Illinois, determined to save his daughter from a life of too many dollars and not enough sense.

How can a man whose guilt makes him believe he doesn’t deserve love and a woman who doesn’t trust men ever find each other? Before they have a chance to try, Delaney wins the lottery and becomes everything Spencer has rejected. With her newfound wealth, Delaney and Spencer can’t agree on anything...except the chemistry between them.