Special Ops Coast Guard Captain Gage Connor has a penchant for finding trouble, and that's exactly what he gets when he meets Cody Ryan, the red-headed spitfire fated to be his partner in the Annual Loon Fishing Tournament, accompanied by an assemblage of townsfolk as zany as the name.

The mayor of Loon makes up his own rules for the private town tournament. His lunkhead son plans to cheat to win the event, and his daughter just plans to cheat to win Gage Connor.

To further complicate matters, Gage is unaware his borrowed bass boat served as the exchange point for payment of uncut diamonds for drugs, and the smugglers want their diamonds back. The Colombians are playing for keeps and will stop at nothing to retrieve their stash, even if they must resort to kidnapping.