More like 3.5. A bit of a repackaging of Dave Ramsey’s program, which isn’t bad. Financial health is definitely important! This did focus more on giving, as their main points show.

1. Give generously
2. Save wisely
3. Live appropriately

A story with a 30 day challenge in between pieces of the story.

"Financial health is not itself an end, but a means to a much more significant and fulfilling end."

Art Rainer has written a very practical and powerful book about financial health. This short book will serve as a wake up call to those that have fallen short of God's command to give generously. The format of this book is enjoyable to read. It doesn't just outline the principles and preach about generous giving. Instead it follows Annie, the typical person who wants to give more to others but feels like she doesn't have the means. She meets a financial advisor at her local bank that helps her get on the right track. He presents the biblical concepts and the money challenges to Annie over the course of a month. Throughout this, Art Rainer expands on the concepts and provides practical ways to advance God's Kingdom. The purpose of this book is not to teach the reader how to get out of debt, save for retirement, and build a more substantial savings, although it does stress the importance of these things. Rather the point of this short book is to help the reader realize and live out Gods plan for our life and finances and to be more open-handed with our resources.

The biggest hurdle that most people face in wise financial stewardship, aside from feeling that they do not have enough money, is often knowing where to start. Art Rainer gives clear, biblically based, practical wisdom about why and how we should follow God's formula for money to give generously, save wisely, and live appropriately. The three-fold challenge to give generously, save wisely, and live appropriately is mapped out in clear, practical, and obtainable steps.

God designed us to be a conduit through which His generosity flows. Now is the time to take action in our lives and live out this purpose. I highly recommend this book to all Christians, especially those who desire to reclaim financial health according to God's plan. I received this as a free ARC from B&H Publishing Group on NetGalley in exchange for an honest review.