I’m not sure what I was expecting from this book but it hugely over delivered which was a pleasant surprise. I read a lot of personal finance books and was expecting much of the same stuff churned out, but this is refreshingly different. The world of work is changing and there are huge opportunities available to people who want to grab them by the horns. The section on Ikigai was great - finding that sweet spot is something I am working towards achieving and would love more people to question where the traditional route of work in employed work fits this model.

This book gives an insight into personal finance for millennials across five central topics, including earning, spending and investing. I am certain that for many millennials, this book will be just what they are looking for. Sadly, for me, it was a bit too heavy on the theory of things I already know, and lacked some of the more obscure but applicable tips I was hoping for.I think this could have been partially resolved by having a stricter focus - by looking at all five areas, I didn’t feel any of them had the space they really needed. However, as someone who already invests and owns property, has their emergency funds set up and who has absolutely zero desire to set up a business, I’m probably not the right person for this book! Nevertheless, I did enjoy the first chapter with its wider history of finance, and the book’s overarching view that we need to remove the emotional attachment to money, thereby assuaging guilt over spending it once we have set ourselves up sufficiently, as this is definitely a problem I suffer from. Having this spelt out rather than just being told to save, save, save for the future was a welcome relief. Not one for me, but one I am certain will benefit many other readers.