Although containing some generally good financial advice, I feel that this was written and published far too early in our current situation. The rules, guidance, support and financial world are changing so fast and regularly, that any advice is bound to be out of date as soon as given at the moment.

This was a good overview and really gave a lot of good advice for managing finances in general over the course of one's life. I will absolutely be taking some of her tips and applying them to our own situation.

Went too far into the covid rabbit hole with this book and knew better than to do it but still did it and now I’m just frustrated and anxious for pretty much no reason. I should have stuck to my guns in these unprecedented times and trust time and myself to get me through this.

When life for the entire universe and planet turns on its end and like everyone else you "have nothing to do" while your place of work is closed and you are in #COVID19 #socialisolation,  superspeed readers like me can read 250+ pages/hour, so yes, I have read the book … and many more today. (I have played a "zillion games" of scrabble, done a "zillion crosswords" and I AM BORED!!!)

I requested and received a temporary digital Advance Reader Copy of this book from #NetGalley, the publisher and the author in exchange for an honest review.  

From the publisher, as I do not repeat the contents or story of books in reviews, I let them do it as they do it better than I do 😸.

As soon as the COVID-19 global pandemic hit North America, Licensed Financial Advisor Christine Ibbotson, syndicated "Ask the Money Lady" columnist and recent author of How to Retire Debt-Free and Wealthy, started receiving hundreds of emails from concerned citizens. Should I sell off my stocks? How should I budget my spending during a temporary work stoppage? Is a mortgage payment holiday a really good thing—what's the catch? How can we use this situation to make money and lower debt?

Ibbotson has worked quickly and diligently in the face of this global financial crisis to provide readers in Canada, the US, and the UK with a collection of thoughtful responses to, and practical advice for, their most pressing concerns. Topics include what help banks and governments can offer during the pandemic, what we can learn from past financial crises, how to financially secure your future—including pent-up demand that will turn the markets, and best investment and lending strategies—and how to create a financial plan and move your finances in a different direction, ultimately leading to a safe and secure—and maybe even early—retirement.

WARNING - THIS BOOK IS CAUSING ME TO RANT!!
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Okay, Miss Ibbotson, (a Canadian like I am) .just some thoughts:

1. 
the UK, the USA and Canada are completely different in regards to financial systems and bailouts
---people can get more money from bailouts in the USA than "unemployment insurance" so why work?
----Trudeau is handing out money left, right and centre - a lot of the money will have to be paid back as they didn't check out whether people were eligible --- dirtbags like my sister's "weasel squatters" living in her apartment were not eligible but were given $8000 despite being on welfare and not truly eligible .. guess what? They will have to pay every penny back and so will have even less money to spend on their 3/4 of the rent and utilities as their welfare cheques will be, well, next to zero!) 
-----People are getting flack for being in cars in lines for the food bank .. well, once you pay rent, utilities, etc. to HAVE A PLACE TO LIVE there may be little left for food.
------Boris survived the virus, but his country is in a complete melt-down, but at least I do not have to read "as much" about Megxit as I did before ... thank god they are no longer in Canada with vs paying to keep those slugs' security

2.

- the UK, USA and Canada have completely different leaders, to say the least. and leadership styles.
(DJT and Boris Johnson are both conservative, "un-educated n the world of politics" bullies, Trudeau is a very liberal has never really had to work a day in his life, truly given his last name and family $$$$$) 

3
Banks DO NOT CARE ABUT PEOPLE .. THEY WANT THEIR MONEY, THEIR CREDIT CARD PAYMENTS, ETC. ETC.

4. 
"The leader of the free world" is telling people to inject themselves with bleach, disinfectant, etc.,  but denies it saying it was a joke - I have seen the video, this deranged petulant toddler CHeetoh-coloured "leader" saying this ... he needs a mental health check-up, for sure.

5.
all three leaders AND THE AUTHOR do not understand economics, what it is like to be living below the poverty line, etc. the author understand that people like myself with meagre investments ut telling me to invest in real estate because interest rates are low - really???  I can just liquidate my rapidly diminishing investments and buy a house? And afford to keep it up? And move??

6.
The author does not really address the COVD19 crisis - she just gives general information on investing, cutting down "extraneous" costs, etc.  Give up my pets??? 
 Really??? 

My husband works 120 miles away as a front-line worker and we have not seen each other for 10 weeks because of self-isolation and the fact that I care for my 93 and 94yo parents. He gets paid MINIMUM WAGE as he works in an ER and is a contracted-out security person: the guy scrubbing the floors is making 3x what he is right now as he is "not working for the hospital"! 

Don't make me give away my furry kids - trust me, Curly keeps me entertained and Peaches loves me to the end of the earth! 

7.
My part-time (mostly volunteer) work has disappeared and we have to pay for two home's worth of bills ... tell me a way to fix that!!!  (That $2000 a month for 4 months from Trudeau is taxable, not a free ride - and as my job is 99% volunteer, I would only put myself into further debt .. at least I don't have to pay to commute so I am not paying for gas .. heck, my insurance company gave me a rebate!)


Do not spend $12.95 CAD on this 64-page book ... the crisis has not even begun to finish its financial bombing of the world. You can learn more from websites for free, especially if you live in the USA or the UK.  It was a solid effort to copy and paste things from her website, but this book is a waste of $$$. and time. I would give it zero stars, but I am forced to give it one.