I wanted to pick up this book because two of my professors had visited China while I was doing my master's program. One, Mark Esposito, was talking about how embarrassing it was for him to take out physical cash and try to pay with it. Arn Howitt was another professor who does research on disasters in China, and using physical cash is a faux pas.
I was worried about personal liberty being curtailed like it is in The Handmaid's Tale by Margaret Atwood, and there's not a ton of focus on what happens when people are pushed out of the banking system entirely. I still think that it is very well researched, and I am interested in reading what the author has to say in the future. I received a review copy from NetGalley and have left my opinion.