This was an on time read. The author did a great job of tying her personal story into what led her to come up with ways to get money. It gives you the hope that despite your beginnings, if enough discipline is shown you can turn everything around. Very inspiring and informative.

<i> Empowering, approachable, and packed with smart money advice.</i>

Future Millionaire: A Young Person’s Step-by-Step Guide to Making Wealth Inevitable by Rachel Rodgers is the kind of financial book I wish I had in my hands years ago. I feel like this would be a game changing book for students and those in high school. It’s encouraging, non judgmental, and perfect for anyone wanting to get more confident with their money.

One of the biggest takeaways for me was how much this book focuses on mindset. It asks us to challenge negative beliefs not just about money, but about yourself. Your thoughts can shape your success, and reframing those internal narratives is such a crucial step toward building the life you want.

Rodgers covers the financial essentials in an easy to understand way: budgeting, the power of compound interest, "set it and forget it" investing, goal setting, and even practical things like applying for jobs, negotiating raises, and using your skills to create income streams doing what you love.

I especially loved the concept of Money Church. It's not religious but a weekly, non-negotiable date with your finances. It’s a time to review your budget, track your spending, tackle your debt, and check in with your goals. I love that it encourages building a relationship with money instead of avoiding it out of fear or stress.

This is a great book for anyone wanting to build a strong foundation, especially young people or those new to personal finance. It doesn’t feel preachy, it feels like a friend helping you level up. I’m glad I picked this one up, and I think a lot of people could learn something valuable from it.

Thank you to NetGalley and Harper Collins for the ARC! This review is voluntary and reflects my honest thoughts.

A revised version of Rachel’s teachings intended for a young adult audience. Just as excellent as her other books and targeted perfectly towards its intended audience!

The audiobook is narrated by the author and it’s PERFECT. Rachel brings all her Rachel-ness to her own words and it’s like listening to a podcast hosted by your no-BS bestie!

Thank you to NetGalley and the publisher for providing me with an advanced copy of this audiobook in exchange for my honest review.

I think this is a great book for teens and new adults. Highschoolers and early college kids.
It starts with learning about how you view money and any limiting beliefs, money mindset, then moves on to saving, investing, credit and earning.
And about 90% of the book is applicable to Canadian or European youths, as well, so it's still worth it for all.

This is a great resource for young people. It teaches the nuances of personal finance in a digestible way.

If I had a book like this at 17, I would have avoided a lot of financial mistakes. While I can’t go back in time, I do find comfort in the fact that a 17yo client of mine plans to read this book.

I highly recommend Future Millionaire to teens and young adults.