Pennies to Power
How to Use Your 20s to Gain Financial Independence for Life
by Tom Graneau
This title was previously available on NetGalley and is now archived.
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Pub Date Apr 30 2018 | Archive Date Jul 15 2018
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Description
Why do most workers end up with pennies later in life after earning millions of dollars throughout their lifetime? What prevents most people from escaping the anxiety of living paycheck to paycheck and the overwhelming realization of getting nowhere financially? What are the underlining causes that keep people living on credit, even when doing so results in financial ruin?
In this transformative book, author and financial management coach Tom Graneau points out that despite the college degree and perfect career, most workers stay broke. The big houses, expensive cars, and other lavish props are merely concealing the truth that even those who make six-figure incomes are feeling the financial squeeze and facing eventual poverty.
Written for young adults, especially those who are thinking about marriage, having children, and financial success, this provocative book reveals:
Practical solutions to overcome seven (7) cultural barriers that keep most people from achieving financial successActionable steps to avoid cultural habits that lead to financial declineA low-cost approach around the #1 practice that lead to financial failureEasy-to-use financial techniques to beat the economic game and winThe best cash flow strategy to get ahead financially on a small incomePacked with solutions to either fix or prevent financial chaos, Pennies to Power is the true definition of empowerment--a way of escaping the tense and exhaustive lifestyle that has become too common.
Available Editions
| ISBN | 9780971151741 |
| PRICE | $9.99 (USD) |
Featured Reviews
Dora Archie O, Reviewer
A great insight into financial management for anyone in their twenties.
I'd recommend it to anyone who is not just twenty years old, but if you are going into college too- and even if you are out of it, this book has some great tips on savings and explains best what credit is and how to avoid it. Thanks NetGalley for the eARC.
Kate Z, Reviewer
This book is such a gem!
Not only is this fantastic for someone in their 20s, but I really feel like it could be beneficial at any age to help motivate us to think differently about spending money and the necessity to save it. This book was so motivational to me and I plan on reading it again with my husband so we can try to make some changes to help us increase our net worthy and have enough money to live comfortably.
I especially enjoyed the part where the author talked about hoarding stuff and how much money spent is on non-essentials. I have always been able to admit that I am a book hoarder...but who can have too many books? There isn't too much of a good thing, right? Well, I have learned that is not true as I easily filled up our wall to wall bookcase in our office and have enough books downstairs to do it again another time at least, even with stacking them to fit more. As I reflect on things, I realize it isn't just books though. It is toys for the kids, movies, board games, clothes, shoes, food storage, so many things. While some things are accumulated because of finding amazing deals at yard sales and secondhand stores, it is still money spent, and even more causes emotional stress. This book has definitely motivated me to go through those things and get rid of more and try not to be spending money on these nonessentials that decrease our savings and stress us out as we try to find room for everything.
I am excited to utilize the tips and information I have learned from this book to take control of our financial situation. This book is both empowering and freeing- Definitely a must read!!
I received this ARC from NetGalley in exchange for an honest review.
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