How to Retire Debt-Free and Wealthy

A Finance Coach Reveals the Secrets, Tips, and Techniques of How Clients Become Millionaires

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Pub Date 13 Jan 2020 | Archive Date 03 Apr 2020

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Description

Christine Ibbotson has been providing financial advice for decades. She's fully aware of the reality: In today's busy life, most people are worried about their jobs, their kids, and what to make for dinner. Planning for the future is usually last on the list. Most believe it is too difficult to understand all the ins and outs of the financial markets, how to save and plan for the future, and how to pay off their mortgage. They would rather leave it up to someone else to make the decisions on their retirement portfolios. As Ibbotson suggests, most people simply wait too long to plan—and then panic.

In How to Retire Debt-Free and Wealthy, Licensed Financial Advisor Christine Ibbotson offers accessible and realistic guidelines in a series of achievable steps, from debt elimination to wealth management, teaching readers how to create their own customizable financial plans. Illustrated with stories of real clients who have achieved their retirement dreams, Ibbotson's book is sure to leave readers with all the tools and techniques to save and eliminate debt.

Christine Ibbotson has been providing financial advice for decades. She's fully aware of the reality: In today's busy life, most people are worried about their jobs, their kids, and what to make for...


Marketing Plan

Multi-city author tourTargeted blogger outreachNational and regional media and review mailingNational and regional print and digital adsNetgalleySocial media campaign

Multi-city author tourTargeted blogger outreachNational and regional media and review mailingNational and regional print and digital adsNetgalleySocial media campaign


Available Editions

EDITION Other Format
ISBN 9781771088022
PRICE CA$24.95 (CAD)
PAGES 300

Average rating from 8 members


Featured Reviews

We all want to know How to Retire Debt-free and Wealthy. So, there have been many books attempting to address this issue. This book gets it right—offering many different routes to a pleasant retirement. Plus it includes step-by-step plans depending on your situation and the timeframe of your retirement.

The basic plan is simple with only five steps to be completed in this order:
1. Eliminate all debt except your mortgage and refinance if you have to.
2. Set up your mortgage to be paid off by your retirement date. Either refinance your mortgage to the number of working years left or pay enough additional money each month to pay it off by your retirement.
3. Track your expenses and revenues daily.
4. Get your total debt servicing ratio to 40% or below (the math formula is in the book).
5. Explore ways to increase your wealth. The method depends on many factors but especially how close you are to retirement.

Overall, I love the ease in which the author encourages everyone to better their situation without assigning blame for how they got there. She also pushes her clients and readers to really think about the future—rather than mindlessly buying that larger house or fancier car. You really are the CEO of your own life! How to Retire Debt-free and Wealthy is not just for people considering retirement. These methods will increase any one’s wealth by logically planning for the future at any time of life. 5 stars!

Thanks to Nimbus Publishing and NetGalley for a copy in exchange for my honest review.

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There was a lot of interesting and useful information in this book.

Unfortunately, a lot of the case study examples used in the book are not in my age range, so it felt a bit hard for me to connect with those lessons. However, when I started thinking of the ideas in the book from the point of view of my family members who are closer to retirement, I think a lot of the chapters could be really helpful to them.

There was also some mention of Canadian laws and to be honest, I'm not sure if we have similar laws in the US. Meeting with a coach or adviser like the author of this book would easily clear that up though.

The style of writing made this book a fairly easy to understand, and interesting read. I would recommend it to family members who are closer in age to the individuals in the book to get ideas (keeping in mind that some rules and regulations may be different in different locations).

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The author gave really good tips on how to pay off debt and plan for retirement, no matter how close to it you are! I thought that the writing style was excellent, as the author didn't come off as judging the reader for having financial issues. It genuinely felt like she wants everyone to achieve financial success. The tools provided by the author to understand your personal situation and plan improvement were really helpful.

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