Get Good with Money
Ten Simple Steps to Becoming Financially Whole
by Tiffany the Budgetnista Aliche
This title was previously available on NetGalley and is now archived.
Pub Date 30 Mar 2021 | Archive Date 31 Jul 2021
Rodale Inc., Rodale Books
“No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series
Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including:
• A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams.
• An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both.
• Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future.
• Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs.
• Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time.
An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.
Available on NetGalley
Average rating from 77 members
When I saw on Tiffany Aliche, aka the Budgetnista’s Instagram that she’d written a book, I immediately wanted to devour it. So, I was super stoked to find it on NetGalley. Needless to say, less than three days after receiving a review copy, I’m done, and I loved it. No shocker there. A preschool teacher who maybe saved a little too much, Tiffany Aliche had a good nest egg until the 2008 recession when she lost her job, and was conned out of her money, subsequently losing her condo and ending up in a lot of debt. Further back than she started, Aliche just wanted to get her financial life back into some kind of order. As she got organized and started paying back debt as well as building some wealth, she found that her teacher skills came in handy and she could help others on their own financial paths. She started Budgetnista and offered financial help. In this book, she offers clear, concise steps to help you get started reaching your own financial goals. It’s broken up into 10 parts, or percentages of being “Financially Whole.” I really enjoyed the structure of the book. I like that she breaks down different scenarios based on your goals and situation. She offers possible solutions and trusts the reader enough to decide what’s best for them. Sure the basics are in here like tracking spending, budgeting, entry-level investing, etc, but unlike other guides I’ve seen that tell you get rid of all your debt before you start saving, Aliche realizes there is more than one way to do things to reach your goals, and comfort levels may vary depending on circumstances. There is a LOT of information in this book. Not only does Aliche share her own journey, but she has guest contributors, experts in their fields to help navigate some of the more complicated but necessary financial steps. I love both her and their explanations and breakdowns of technical terms that you might actually need to be a CPA to fully understand. The book feels super approachable and doable, and that’s the most important part about any how to money guide. You have to feel like you can actually do it. Plus, there are TONS of extra resources on her site, all kept up to date. Whether you’re looking for an accountability partner or someone to help plan your estate, Aliche’s guides will point you down a solid path. If you don’t already, I suggest you check out her website and follow her on Instagram for the latest info, and don’t forget to pick up a copy of this book from your fav indie bookstore or request a purchase at your local library. It’s coming at you in March!
This is a fantastic book on getting good with money and teaches important principles to apply to your life. It is something I definitely could have used in my younger days, and I feel it’s a great asset for younger generations just starting out their financial future to help in building income and credit scores. There are so many good gems in this book about how to get good with money, and although I certainly would have loved to have this when I first started out years ago, it also offers great lessons, tools, and resources for anyone of any age in any stage of their life. There are budgenista boosters, dos and don’ts, suggestions and lessons from people she knows such as financial planners. A lot is covered in this book, but in an interesting and useful way. I love the structure, the layout, the tools and lessons, and the in-depth information. Many books might teach you what this one book will. Highly recommended.
This book is written as if two friends or family members are discussing ways to improve their finances. The personal reflections let you self reflect as you are reading. The step by step instructions and tasks of each chapter motivates the reader to dive in and get started. Most books you technical terms and makes the reader give up quickly however this book makes the reader want to apply the information learned to their lives to accomplish financial wholeness. Thank you Tiffany for putting all the jewels in this book. I’ve renamed it “Financial wholeness the baby guide”
Everyone needs to Get Good with Money! This book will guide you step-by-step to financial wholeness. Get Good with Money is like your bestfriend teaching you how to improve your finances in simple easy steps! Tiffany Aliche's candor and relatability made the book easy and a pleasure to read. I'm recommending this book to everyone I know. Thank you Budgetnista for the gem!
This book is amazing! So informative, but written in a way that the regular person can understand and relate too. I have bought copies for my friends!
This book has been an eye opener for me in regards to how I spend and save money. I'm proud to say that I've taken some action towards changing and improving my spending habits and also forgiving myself for I approach money. The journey to financial wholeness is a process of unlearning and relearning that I'm embracing and giving myself grace. I can't wait to get the physical copy and share it with others!
I am so glad I was able to read Get Good with Money. This book was such an easy read and Tiffany broke down things that would have somewhat been complex and hard to understand to relatable life lessons. I loved how she incorporated personal stories to bring the message home and that made me feel like I was receiving financial advice from someone close to me. This book is everything and I can’t wait to apply what I have learned towards my journey to financial wholeness.
I was so excited to get my hands on this book! I was ecstatic when I first learned that the Budgnista had written a book because I was looking for a playbook, a one-stop source, that I could refer to throughout my financial journey. This book is just that. It is for the new budgeter, the side hustle queen, and the financially secure. Using her unique style, Tiffany Aliche provides honest and relatable guidance on how to get good with money. Get Good with Money is a great financial resource that can be used by anyone. In the book, Aliche breaks down financial wholeness into easy-to-follow steps. In each chapter, she provides background information, defines financial terms, and provides actionable steps that the reader can make to help him/her reach each level of financial wholeness. Additionally, there are resources in the book that can be used while you are reading the book and as you continue working on your finances. Anyone and everyone should read this book. If you are in the beginning financial journey to financial wholeness, like me, you will find tools and resources that will help you now and in the future. You may find that in some areas of your life you are financially whole and in others you are not- and that’s okay. Tiffany’s warm, witty, and approachable personality shines through this book. I am so glad to have the opportunity to read Get Good with Money.
I would give this book 10 stars if I could! This is the best financial book I have ever read. This book is so thorough and organized. It is divided into percentages that equal up to being “100% financially whole.” Each of the sections goes into great detail about important topics such as “how to pay off your student loans,” “how to build up your net worth,” and “how to start investing effectively.” As a 21-year-old, reading this book has helped me feel like I am setting up my future right. I now have a useful framework for making smart choices with my money. Tiffany Aliche is hilarious and the book feels like conversing with an older sister who is helping me learn from her past mistakes while teaching me some valuable money lessons along the way. Her advice is simple to understand, yet so powerful. There are also worksheets in the back of the book that you can easily fill out to strengthen your financial literacy and understanding. My favorite concepts from the book were how to create a Noodle Budget (game-changer!), seeing your credit score as your Grade Point Average (GPA), a simple calculation to determine how to retire early, and practicing mindful budgeting and spending habits. Thank you Tiffany Aliche! And thank you NetGallery and Rodale.Inc for an advanced copy of this book in exchange for an honest review.
Get Good with Money is a personal finance book that is easy to understand, practical, and surprisingly fun. It is filled with information that allows the reader to immediately put into practice. The explanations for the tasks are simple to understand. The advice is given in a non-judgmental manner, which removes the fear of taking an in depth look into your financial situation. The author shares personal antidotes, and the names of people who are experts in their respective fields. If you have ever been intimidated by your personal finances, Get Good with Money is perfect for you. If you follow the steps, you will undoubtedly see positive results. I highly recommend this book.
It’s a great book to read in order to educate yourself on finances and how to get your finances together. It’s simple to understand and explains the most complex things in simple ways in order for people to understand. I would recommend to anyone in a heartbeat. A really great book.
Tiffany Aliche is my fairy godmother of finance. She is the "secret weapon", our wealth whisperer if you will. Tiffany the Budgetnista is selfless in her generosity. Her latest book, Get Good With Money has exceeded my expectations. She has outdone herself. By breaking each subject into bite-size pieces, she has helped me to understand and digest one component of this previously daunting process. Included are personal experiences, humor and serious advice. Thus, allowing the reader to build on the knowledge. Tiffany has brought her own subject matter experts, her money team to us in an intimate setting. This book is so needed by those of us ill equipped to understand the inner workings of wealth building. Tiffany Aliche speaks the language of financial literacy and thereby interprets it for the rest of us. I appreciate that she teaches us so may skills and helps us to identify our own untapped abilities. Get Good with Money, is the tool that we've all been missing. . It is truly possible to gain control of your current situation and to create the future that you desire for yourself with this gem of a book. Take the first step and get Get Good with Money today. I, for one am forever grateful. Jennifer Evans Dream Catcher Dream Builder
This is the how-to guide we all need on how to live financially whole. Aliche guides us through: steps, stories, lessons, mistakes, warnings and advice from others to help us, ultimately, live richer lives. It is full of tips and strategy to grow from where we are to where we deserve to be in life. We all want to make progress. Grab this/listen to this book to more than follow the leader but to become the leader for others because of what's shared in these pages. Let's really live!
This book has changed the way that I view my financial journey. It's like you have your best girlfriend sitting next to you, cheering you on. This book takes all of your mistakes and pitfalls and turns them into building blocks. It's not just about budgeting -- it's about building your financial future. She shows you where you are, and where you can be. Information on creating a side hustle to build wealth, how to negotiate a raise, how to invest, it's shows you how to have a better financial future that you would never have imagined. I didn't think I could save with my income, but I surprised myself with my online savings! Just open it and turn a page, your finances will never be the same.
I enjoyed the book "Get Good With Money". The info is fantastic, the way the chapters are set up and set apart making it easy to go back and review sections later. The personal stories, homework makes it an easy read. Thank you so much for such a great book.
Best read every. Every chapter is informative and will leave you empowered to push forward with your finances and life.
Get Good with Money is a TRUTH-TELLER in its finest! Tiffany "The Budgetnista" Aliche leaves no stone unturned in opening our eyes to the sickening, embarrassing and shameful nature of DEBT that she experienced firsthand during the recession of 2008, in her quest to ensure that each and everyone of us knows that DEBT is NOT the end of our purposeful lives. Tiffany takes us back with her to her early financial calling in her Nigerian home by the retelling of her first experience with money and how MONEY can be used to fulfill us as well as remind us that DEBT must be repaid and sometimes in the REPAYMENT there is pain but ,more importantly there is LEARNING. Get Good with Money is a necessary book for our time as we have come thru a health crisis the likes of which many had never seen before in the form of the COVID-19 Pandemic of 2020. 2020 left many of us with insurmountable debt and now we have been given the blueprint for overcoming that DEBT on our journey of becoming FINANCIALLY WHOLE. Financial wholeness is a level of understanding that mandates that all facets of our lives must be in order if we expect to conquer our debt on our path to developing a better relationship with money, budgeting, investing, and how we view wealth in life. This is MY time to Get Good with Money! This is YOUR time to Get Good with Money! This is OUR time to GET GOOD WITH MONEY!!!
This is the simplest in-depth book I have read. I love the personality of this author. It's like she is sitting in my house or wherever I'm reading this book. If I could give 20 stars I would!
Get Good With Money is a great book that leads to financial wholeness. Tiffany Aliche out did herself with this one. Including her humble beginnings and lessons with money into the book helped make her more relatable with the readers. She seems more like a big sis trying to help her huge family fix and keep from making financial mistakes. The ten steps to financial wholeness along with how she explains them couldn’t be easier. Examples such as save like a squirrel and budget building. Great starters for financial wholeness. And the tip of putting away any extra money not budgeted has really stuck with me. Now I have a plan to put into action and pass these steps on to my kids. Great job with book Tiffany! Keep teaching the world about financial wholeness and more!
Tiffany, nailed it! This book gives step-by-step instructions on how to become financially whole. If you’re ready to take control of your finances, it is a must read! Thank you for making it simple and easy to understand. - Karen V. #getgoodwithmoney #netgalley
I loved Get Good with Money! It includes so much helpful information and lots of resources about budgeting and finances. I appreciated the chapter breakdown with different areas of financial wholeness and will definitely be returning to some of my highlights to review. Overall, I would HIGHLY recommend this book. I've read a lot of books about budgeting, and in comparison this book is full of helpful information and steps to take to repair/improve your finances. The author is down to earth and positive - which is a nice change of pace compared to the usual shame/judgement of popular finance books. It includes realistic stories, additional information from other experts, and is easy to understand. In addition, the author provides additional resources on her website, referenced in the book. I think every high school and college student should read this book and/or anyone wanting to improve their credit/finances. 4.5 rounded up Thank you to Tiffany (The Budgetnista), Rodale Inc., and NetGalley for providing an early copy to review!
This book will have you gathering your coins and preparing for the life you always dreamt for yourself. After reading it you really be financially whole. No longer living paycheck to paycheck but spending intentionality with the future in mind! Not just will you have a working budget but you will have a money team and but you will be legacy building! My favorite chapters are Budget Building, Learn to Earn & Pick Your Money Team! We always think we don’t have enough money to the things we need to do but Tiffany breaks down how to do right by your many today so, your money can do right by you tomorrow!! Thank you for this awesome guide Tiffany!!
Very detailed step by step process of moving into better financial readiness grade with the essentials taken care of first and then into wealth building. With good examples of people in different scenarios, you can plan well for your expenses and increasing your networth.
This book is good for all American readers as it deals with primarily their health coverage and retirement services. The second half of the book does not apply to all countries, but the first half does give you some good basics. How to get out of debt, how to save, how to create a workable and budget and most importantly why. Tiffany tells of her own struggles with debt and losing the things that mattered to her. Readers do need to go through with eyes open as they need to pick which parts are right for their lives and what they can actually apply to themselves, but overall it was a good resource for someone looking into gaining financial stability.
This is the book that I desperately need in my life right now. The ten-step plan to get financially whole is written in a way that makes me excited to learn about getting good with money. The resources at the end of the book are super helpful.
It's a real girlfriends guide to financial wholeness. The Budgetnista's personal and step by step style of writing makes these life changing concepts easy to navigate. The attention to detail, such as defining terminology and using humor to draw the reader from shame to victory makes this a must read. Grab your notebooks and get ready to do the chapter homework to reach your personal financial wholeness goals.
I have always liked The Budgentnista’s advice. She tells it how it is and is relatable because she has been where so many of us are. This book has her flair and awesome advice. It is a must read for all. Thank you NetGalley and Rodale Books for my gifted copy
I recently dug myself out of a huge hole of credit card debt (for the second time). I expected to feel happy, but instead I felt more overwhelmed. I had come far but still felt so far away. There were so many things I never even thought about like insurance, savings, investing... enter The Budgetnista and her Get Good with Money book. She has the soothing voice of a teacher with a plan. Her book is well organized with bite-sized lessons and doable steps. This isn’t your father’s financial help book. This is your good girlfriend telling you how she got good with money and you can too. Her relatable stories make you laugh and think. Her no-nonsense approach holds you accountable. From the beginning, she invites you to forgive yourself for your financial mistakes, identify your negative money mindsets and create new ones. I’m so excited that I’m finally learning how to build a solid financial foundation and manage my money better. Financial wholeness is achievable.
I have been trying to get my finances in order for 10 years. I would set goals try different apps nothing worked. No matter what I would never feel financially comfortable. Get Good With Money has changed my entire way of think about money. I was thinking I need a huge stack of money in my savings to feel comfortable, as soon as I saved I would spend or need the money. Now as I work to get WHOLE just after a few steps I’m feeling more comfortable then every. I can’t wait to Get Good With Money and finish my goal to be FINANCIALLY WHOLE.
This is the best financial book I have ever read! I love it! It makes the goal of financial wholeness approachable and achievable for just about anybody! The book is broken down into easy to digest chapters covering different facets of financial wholeness. The chapters on Budget building, Saving like a squirrel, Learning to earn, and Investing like an insider have been GAME-CHANGERS! In full fairness, I don't live in the US, so not all of the chapters (credit score, student debt etc.) are directly applicable for my situation, but on a whole the foundation of the financial principles laid out in this book is solid! Since starting the book, I've set a personal goal for myself to achieve financial wholeness by 40 and now I'm well on my way. This book is helping me get my financial life together and I have my financial girlfriend Tiffany to thank for that.
First of all, the Budgetnista WILL get you right NO MATTER WHAT platform she uses to spread her info. This book is proof!!! Consider my life made!!! My favorite part of the book??? THE MOMENTS. When you read it, you'll know why. Secondly, THANK YOU, THANK YOU, THANK YOU to Tiffany for providing the blueprint to my family's generational wealth.
If you’re looking for a financial guide to get your finances in better shape, THIS. IS. IT! Get Good With Money, is written in plain English. The book is broken into 10 areas of financial focus. Each step to financial wholeness is explained, then you’re given an action plan with easy-to-follow exercises. How great is that?! No over your head financial talk and no guessing what to do next. Get the book and finally get good with money.